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Cost Comparison Table

Total Cost of Borrowing

Annual In Term Interest Rate

Daily Interest Rate

Establishment Fee

Other In Term Charges

Total Cost of Borrowing $500 over 90 Days

Sweet As Money

$85.00

35%

$0.096%

$85.00

$128.15

Competitor 1

292%

0.800%

$360.00

Competitor 2

$154.00

49.95%

0.137%

$150.00

$4.00/month

$215.56

Competitor 3

$222.00

13.95% to 29.95%

0.082%

Up to $210.00

$3.00/transaction

$258.92

Competitor 4

$111.00

49.95%

0.137%

$95.00

$1.50/transaction

$10.00/month

$172.58

Get Loan Wise!

Ever feel like paying off debt is like playing a game of Snakes and Ladders? Moving two steps forward only to slide six steps back!

Our goal is to help you reach the finish line sooner, not hold you back

Some same-day loans create more problems than they solve so make sure you're loan wise! Let's take a look at some of the pitfalls to look out for when borrowing fast cash

Say Goodbye To

No grace periods

Statement fees

Overpayment
refund fees

Early repayment fees

Lots of other hidden & statement fees

Penalties the minute
you miss a payment

$100, $200, $400 & $500 Establishment Fees

50% - 292% Annual
Interest Rates!

Make Sure You Consider The Total Cost Of Borrowing

Ever feel like paying off debt is like playing a game of Snakes and Ladders? Moving two steps forward only to slide six steps back!

We regularly compare our fees to other unsecured lenders and only charge what we need to

Our Fees

Feel free to use this as a comparison if you're shopping around for the other loans

Tiered Establishment Fees

Another big cost to borrowing is the establishment fee. Always check how much this is!

Some companies charge you a higher fee the more you borrow, and yet the amount of work is the same.

We don't think that's fair either, so we charge a flat fee of $85 for the establishment of your loan.

Early Repayment Fees

We only charge interest until the day you pay off your loan, not the length of your loan. We want to reward you for paying off your loan early, not penalise you!

Other loan companies try to make as much money as they can, at their client's expense! That's not us.

Daily Interest Rate vs Annual

A daily interest rate of .48% sounds reasonable, but that works out to 175.2% over the course of one year.

Some loan companies provide daily interest rates of up to 0.8% a day, which is 292% per annum. So, a $1500 loan can end up costing $4380 in a year!

You need to ask yourself - is that fair? Is that kind?
Is that reasonable? Hell no!

Get The Lifeline You Need, Without The Fear Of Sharks Circling!

Lower fees, fairer interest rates, and no early repayment penalties. Sweet As Money is here to provide a helping hand, not put you under more pressure. These aren't empty words, we put our money where our mouth is. See for yourself

Sweet As Money provides loans for a minimum period of 14 days and a maximum period of 90 days. A loan of $1,000 taken over 90 days at 0.096% per day, incurs a total of $171.30 in fees and interest, for a total repayment amount of $1,171.30. This equates to 13 weekly repayments of approximately $90.17. Sweet As Money lends at an Annual Interest Rate (AIR) of 35%.

Sweet As Money powered by ATA Sweet Limited is a Registered Financial Service Provider (FSP #: FSP744611), and a member of Financial Ombudsman Service (Member #: 8290).
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