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Sweet As Money

Fast Cash Loans Online

Apply for a fast small loan up to $1200. 100% Online in 3 minutes. Get approved in as little as 1-2 hours. Quick Personal Loans with fair rates.

Apply Online In 3 Minutes For A Quick Cash Loan With Sweet As Money

Fast cash loans when you need them without all the money traps! Sweet As Money are New Zealand Small lenders helping you with quick cash for unexpected expenses. Fill out the online application form in just a few minutes and the money could be in your bank account in hours.


Everyone needs a helping hand from time to time, we want to provide that help without putting you under more stress. Our fees and interest rates are among the lowest in the fast cash lending market. Apply for fast cash online before 2pm on a business day and it could be in your account the following morning!

Enjoy these benefits with Sweet As Money, the Responsible Money Lender:

  • Fast, Easy Application Process

  • Quick response and approval time

  • Quick payout time - less than 24 hours

  • Fair and affordable rates

  • No need to print, sign or scan documents

  • No hidden fees

  • No unreasonable payment penalties

With our fast online loan application process you can get approval in as little as 1-2 hours! We understand that when it comes to securing emergency funds time is of the essence. That’s why you can apply from anywhere in NZ on any device at any time! Even better, you don't need to send through loads of paper documents or make any trips to the bank.


Sometimes emergency situations, surprise expenses or bills happen and you can't wait until your next income date. Our rapid loans are easy to apply for so you can apply now and enjoy.


  • Fast Online Application Process

  • No Complicated Forms

  • No Need To Print, Sign, Verify Or Scan Documents

  • No Awkward Trips To A Bank Or Office

  • No Need To Meet Face To Face

  • Quick Approval And Payouts

  • Friendly, Knowledgeable Team

To find out more about our Rapid Loans, Check out the loan application form here:

Easy Fast Application Process 100% Online

Sweet As Money helps people when they need it most. We work fast to approve your online approval. Once you send your application online, you could get a decision in 1-2 hours. We want you to be able to go about your day without the stress of worrying about how you’re going to pay unforeseen bills or having to go without.


  • Fast Approval

  • Payouts Within 24 Hours And As Quick As 12 Hours

  • Broader Lending Criteria Means We Can Approve More Customers

  • No Face To Face Meetings Or Phone Calls

  • No Scanned Documents Or Endless Paperwork

Quick Loans With Online Approval and Payout within 24 Hours

Use our repayment calculator to choose a flexible plan that suits your financial situation. Sweet As Money is a responsible lender. We regularly compare our fees and rates to other small cash loan lenders, and only charge what we need to.


We only charge interest until the day you pay off your loan, not the length of your repayment period. We want to reward you for paying early, not penalise you! Once you have received your payout, don't get stuck with interest payments for months to come.

Flexible Payment Plans & Fairer Interest Rates

Enjoy these great repayment plan benefits:

  • Competitive Interest Rates

  • Flexible Repayment Plan

  • No Unnecessary Early Repayment Fees

  • Lower Fees

  • Affordable Loan Repayments

Sweet As Money was born out of a genuine desire to provide an affordable, fair and kind place people can turn to when they need same day cash.


Having been in the finance industry for some time, we’d noticed some fishy and even sharklike lending practices that created more problems for people than they solved. Taking advantage of people at a time when they need help is not cool, nor is it very kind!


So we set out to ‘shake up the money tree’ and create a ‘Sweet As’ place to get fast cash when you need it most, without all the money traps!

Why is Sweet As Money the Kind and Fair Money Lender?

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