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What Is A Sweet As Money Quick Loan?
It’s definitely not the traditional ‘take your time, here’s a complicated process and we want to know what your grandma likes to eat on Sunday’ type of loan! At SAM we are all about making it simple and easy for you!
Our quick loans offer customers flexibility and enable Kiwi’s all-over New Zealand to access money quickly, when they need additional cash and don’t want to use, or cannot access a credit card.
SAM offers short-term personal loans from $300.00 To $1,500 with terms from 2 to 13 weeks.
The beauty of a quick loan online is that it has a relatively quick repayment period, so unlike a credit card, you have a fixed date for when your debt is repaid in full. Awesome!
We call it a quick loan because we keep our process simple and fast. All you need is a computer or mobile device with an internet connection to submit your application through our website.
Because our applications are processed electronically there is no need to complete complicated forms or provide mountains of paperwork in support of your loan.
We know Kiwi’s love surprises! However, hidden fees and unexpected costs do not fall into that category, it’s why we have made sure you know what you’re in for upfront!
Quick loans are also known as:
Short Term Loans
Small Cash Loans
Emergency Loans
Fast Loans
Online Loans
Quick loans are designed to really help in those moments where you have a problem. When you find yourself in a situation that is tight, know that SAM quick loans can help with the occasional cash flow problem, or out of the blue expense.
A quick loan can help tide you over for a few days, or even weeks, until you get paid, or can really help when you have a large or unexpected expense pop up.
Our loan application process is very quick and efficient.
FAQs
Who is Sweet As Money
Sweet As Money is a subsidiary of ATA Sweet Limited, a 100% Kiwi-owned and operated, online financial service provider. Our mission is to be the first choice in alternative financial services by providing all Kiwis with a safe and affordable place to borrow cash when they need it!
How much can I borrow?
We lend from $300 to $1,500 in $50 increments.
How long can I borrow for?
SAM provides loans for terms from 14 to 91 days
What does SAM charge in interest?
SAM charges a flat interest rate of 35% p.a. Charged at an interest rate of 0.096% for each day your loan account is open.
Can I apply over the phone or email?
Unfortunately, not. We can only accept applications through the completion of our online webform.
To apply, click below to complete the application form and upload your bank statement.
Sweet As Money provides loans for a minimum period of 14 days and a maximum period of 90 days. A loan of $1,000 taken over 90 days at 0.096% per day, incurs a total of $171.30 in fees and interest, for a total repayment amount of $1,171.30. This equates to 13 weekly repayments of approximately $90.17. Sweet As Money lends at an Annual Interest Rate (AIR) of 35%.